Create Values-Based Financial Health

and Enhance Well-Being through

                          Money Mindfulness                                        Insurance & Investment Strategies                                              Michael D'Apice                                                                           14 Mohawk Drive, Collinsville, CT. 06019                                                                           Phone 860-693-4919 | Cell 860-306-0096 | mdapice@cfsllc.com

Michael says, “While taking the first step is commendable...without direction it is still called ‘wandering’.”

Celebrating over 40 years of client-centric mentoring and service!

Money

One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

 
 
Saving for College 101

Saving for College 101

Here's a crash course on saving for college.

How to make the most of a pay raise

How to make the most of a pay raise

There are a lot of things you can do with a pay raise, but how you spend this money can impact your financial health. 

The Power of Compound Interest

The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

 

Why you should have an emergency fund

An emergency fund can help you pay for unexpected financial emergencies. And having one in place can help ease stress

Strategies for smarter gift-giving

Stressed about the cost of gift-giving? You’re not alone. Here are some tips on how to be a savvier gift-giver.

What To Do When Your Income Reaches 7 Figures

Preserve your high net worth with these foundational tips.

U.S. Personal Savings Rate

What can be learned from the savings rate?

You received an inheritance — now what?

An inheritance can make a big difference in your financial life, but creating a plan to manage that money can be daunting. 

How to prep your finances for a natural disaster

Incorporating financial preparedness into your disaster plans may help you handle the aftermath with more resilience

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The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

Keeping Up with the Joneses

Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

Saving for College 101

Here's a crash course on saving for college.

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

Once Upon a Goal

Do you know how to set up your financial goals for success? This knight does.

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